Genworth Financial Mortgage Insurance Limited is authorised and regulated by the PRA and FCA in the UK, and operates throughout Europe under the Freedom of Establishment regime through a mixture of separate branches and freedom of service.

Genworth policyholders have a number of layers of protection, including:

  • We have a strong balance sheet (Solvency Ratio well in excess of the required level set by the PRA which is set at the 99.5% confidence interval) and is capital self-sufficient
  • We are supported by a panel of 8 highly rated reinsurers (average “A” rated) through a 33.33% quota share program on all new flow insurance